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The Federal Reserve Board's online Credit Card Repayment Calculator will allow consumers to estimate how long it will take to pay their credit card bills under different payment scenarios.
https://www.dallasfed.org/en/educate/calculators/open-calc.aspx
You will find that many companies that mediate between consumers and creditors have many complaints on the BBB. We are not one of those companies.
http://www.bbb.org/concord/business-reviews/debt-negotiation-companies/emerson-and-douglas-associates-in-windham-nh-92019128
Emerson & Douglas has established themselves as a debt settlement firm that can get results. To view the page, call (888) 939-1115 and see how we can perform for our clients.
Operation HOPE, Inc. (HOPE) is a non-profit, public benefit organization, founded immediately following the civil unrest of April 29, 1992 in Los Angeles. HOPE is America’s leading provider of economic tools and services. HOPE is an effective facilitator, lender, advocate and educator for and on behalf of the other America.
Full text of the law governing third party collection of debts.
https://www.ftc.gov/tips-advice/business-center/guidance/fair-debt-collection-practices-act
Credit cards from hell: The nine worst credit cards you could own carry hefty annual fees and outrageous interest rates. See if you own one.
http://money.cnn.com/galleries/2011/pf/1102/gallery.worst_credit_cards/index.html?hpt=C2
Shocking audio tapes reveal how some debt collectors go about their business.
Job loss, medical issues, and getting over-extended are just some of the reasons why people get stuck in debt. With the economy in crisis, defaults are at an all-time high. Creditors do have a right to the money they are owed. But some of the tactics collection agencies are using can only be described as outrageous.
26 Ermer Road, Unit 2 • Salem, NH 03079 • 888.939.1115
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